Laiki Bank Options Plus Home Loan offers a variable rate of
6.20%pa* (comparison rate 6.29%pa**)

At Laiki Bank you can pay less with competitive interest rates, and save more with a range of options.

• 0.88% discount on our Standard Variable Rate for the life of the loan
• NO application fee
• Home loan offset account (optional) ^#
  • 100% offset
  • Additional unsecured overdraft facility ⁺
  • Cheque book facility
  • ATM access (wherever Visa is displayed)
• Flexibility to make additional payments
• Redraw facility available on pre-payments
• Portability (security substitution)
• A dedicated relationship banking officer

You can also speak to a Lending Relationship Officer direct by calling
1300 888 700 today, or download and complete our Home Loan Application and mail the completed form to:

C/O Laiki Bank Australia
PO BOX 4288
Sydney 2001




*Laiki Bank Limited ABN 44 093 488 629 is the credit provider for this product. Offer for the 6.20% pa applies as of the 29/12/2008, for a limited time only and conditions apply on the minimum amount, the date of application and settlements. Variable Rate Home Loan is based on a discount of up to 0.88% p.a. off our Standard Variable Rate without the Home Loan offset Account Option. Discount is subject to change without prior notice. Approvals subject to normal lending criteria. Standard Variable Rate is 7.08% and Standard Comparison rate is 7.17% as at 29/12/08. These rates are subject to change without notice.
** The comparison rate is based on a secured loan of $250,000 over a term of 25 years. A comparison rate schedule is available at our branches.
WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Valuation, legal and/or other out of pocket expenses apply. Full terms and conditions available upon application. Other fees and charges apply.
# A Product Disclosure Statement (PDS) for this product is available from any branch of Laiki Bank, online, or by calling 1300 888 700. The PDS should be considered before making any decision about this product. AFSL Number 243 444.
+Overdraft facility offered to approved applicants only. Full Terms and Conditions available upon application. Other fees and charges apply.
^Laiki Bank received the Bronze award, while the Bank’s Advertised Rate for six months, as recorded by Money Magazine was lower than the gold and silver place winners, in the “Cheapest Home Loan” category.

Terms & Conditions Apply