If you want competitive interest rates and the opportunity to pay off your home loan faster, without any penalties, our Variable Rate Home Loan is the right choice.

You can borrow up to 80% (or up to 95% with mortgage insurance) of the approved valuation of the property you wish to buy, whether the property is intended as an investment or as your primary residence.

How a Variable Rate Home Loan works for you:

• Flexibility of a variable interest rate
• Overall loan term up to 30 years
• Repayment options can be Principal & Interest or Interest only
• Redraw facility
• Can be linked to an Offset Account
• Available to owner-occupiers and residential property investors
• Can be combined with other Laiki Bank Home Loans