With a Fixed Rate Home Loan you have absolute protection against interest rate rises throughout the fixed rate period and you can be more confident about managing your budget.

Although the rate on your loan is fixed, you still have the flexibility to choose a further fixed term or convert to our Variable Rate Home Loan at the end of the fixed term of the loan. Just review your financial situation and needs and decide.

How a Fixed Rate Home Loan works for you:

• Peace of mind of a fixed interest rate
• Overall loan term up to 30 years with fixed rate periods of between 1-5 years
• Available to owner-occupiers and residential property investors
• Interest only repayment option available for the first 3 years
• Can be combined with other Laiki Bank Home Loans